More Experience
Analyzed property appraisals, and preliminary title reports.
Evaluated credit reports to determine credit grade and credit worthiness.
Experienced in Correspondent lending.
Comprehension of HUD 1 prior to closing.
Licensed Loan Officer in the State of Utah
Prepared Loan packages according to FHA / VA guidelines and Conforming/Non conforming Underwriting per fannie mae or freddie mac guidelines.
Ordering of the following: Verification of employment
Verification of deposit / benefit
Verification of mortgage and/or rent
Title reports
Appraisal reports
Payoffs
Documentation types:
FULL DOC
SIVA, SISA
NINA
NO DOC
Knowledge of AUS: such as:
Education: Salt Lake Community College: Business A.S. Degree
Special emphasis in: Business Math
Accounting
Business Communications
Business Writing
Computer Literacy
Management
Marketing
Computer Experience:
Microsoft Word
Excel, Office
Outlook
Power point
Internet
Mortgage Software Experience:
Point
Encompass
Genesis
Mortgageware
Byte